·1 3U1l0 WednosdaY,10 February 2016 2:37 PM Regn.:39M ~ sli.: 966 ~: 10/02/2016 ma~ rmr: ~flITll\ YciQctlS'ffal ~q,: trn-Q-2016 i:;f('i(lCl3ilill 1T 750 00 , . -~------- (JCfiUT' <> 750 00 '" ' '-'- C;y~)l32= SL,1Q~egi~lrar Bhandara • . ,j, '.' '): ~ ~: By Cash {CF 750/- RA .•..•..•.... ,~H KUMAR AXENA ;'1'0: 0718tl B.Com. L.L.B'. (0):252352 ADVOCATE & NOTARY M.No.9422130067 NEAR BUS STAND, MAIN ROAD, BHANDARA - 441 904. -, -- TITLE INVESTIGATION REPORT (TIR) a) Name of the BranchlBuslness UnlV Office Seeking Opinion State Bank of India, I Main Branch Bhandara I 1 b) R, terence No, and cate of the Ictter under tl10 eov~r I -- of which documents tendered for scrutiny are torwardeb ~ , c) Name of Borrower Vlrendra SiD. Kamdoo Singh ,'- RIo, Takiya Ward, Bhandara I a) Name or the Unluconcern/COmpanY/Pe~~O.r'l'~ffefjfl~, Vlrondra s/o. Kamdoo Singh the propertylies as security . " is offering the property as security b) Constitution of the uniUConcern/Personl Bodyl Vlrendra SiD. Kamdeo Singh 2 Authority offering property for creation of charge. . .-- , Is offering property for creation of charge . c) Sate as to under what capacity Is security offered As applicant or Borrower (whether as joint applicant or borrower or as guarantor) .' I , --', Complete a) Survey No or full description of immovable property/ies offered as security Including following details I Plot No, 1 out of Gat No, 445/2/2 -, --1 , 3 b) Door/House No. (In case of house property) -c""'):-:::E:-x""te-n-Ct:-a-re-a--:"in-c""'l-u-'dC:-jn-g-p-""II:-n"-'th-/::-b-u""'ll:-tu-p-a-r-e-a-'j-n-r-;a-s-'e--+-1"-'S:::C0=-5=-.-=-=So-s-q-n f house property I d) Locations like name of the place, village, city, Shahapur,P:C,No~--6;- Tah. & Dist~ I registration, sub-district etc Bhandara. I 1 Boundaries of --------=P7"Io-,t-,N..,.o-,....,1:----·--, East By Land of Raju Karemore II West By Got No. 446 of Narayan Kalambe & Others ~ North By Bhandara - Nagpur Road NH NO.6 South By Gat No. 311 & 512 4 Sr. No. a) Particulars of the documents scrutinised-serially and chronologically, Date Name/Nature of the document Original/Certified Copy/' Certified Photocopyere In case of copies,. ExtraeV Whether the original was scrutinized b the Advocate :l 01 10102/2016 Search Recelpt No. 9660f S.R. Bhandara Original f-==-+-::-:-'7::-:-=::-:-::_+-=---:-.,-----::-=-:,.......".-:-:::-------~c---:::::_--- --1--;::-- ----~ 02 21/0112016 Gaon Namuna 7, 7-A & 12 True Copy Original was scruumz ed 03 I 03f712014 Sale-deeo. Vide Document No. Onginal I 2843/2014, S R Bhandara --I 13n/2015 N A. Order I Ongin~- -----. -6r;g;nc;I~7aSsCrutmi::-ed.- - ----- 02/11/2015 Grarnp anchayat Permissiontor eonSlruClion I Oriqmal 11/0112016 Deed of Declaration, vide Document No. " Ong-,-n-a'"'l -.-----j-- 1 181112016, S R. Bhandara h~--r-:2:-;:3-;-/1:-:0:-:12:::-,O;:-1:-:5:-+-A-:-p-p-roved BuilDing Plan I Origrnal--·-----r- Whether certified copy of 011 title documents are obtained from the relevant Copies are verified trom 5 sub-registrar office and compared With the documents made available by I originals in the office ot SL b , the proposed mortgagor i (please also enclose all such certified copies and I Registrar, Bhandara. relevant fee receipts alonqwrth the TIR) I r--~-~~:--.,-----------. a) Whether record of registrar office or revenue authorities to the prc:ii.lertY·lrlfVES, rocord 1 oTregi;trar '~;"ffc;:;' question are available for verification through any online portal or computer I or revenue authoritle s Ie' th~' 6 system? I property in quc stlor: oro Ior through any onllne pc" ;',1 \' .-_._---_._--_ ... -._------_.-._._------_._---- ....---r"";"b-:-)""7lf.,-s-u-c-:h-o-n7.IIn-e-/7:C;.-o-m-p-u7'"te-r-r-=-e-c-o:-:rd:-s:-a=-r:-:e-a:-:v-=-a:;iO::la:;:b:Tle:-,-:w-:-:hi:"e::tii:h::e:::r-::a:::n cercro);siiil>:Ceiho ok I mild 0 I': '~e oHlce of Sub Registrarand Taillthl cross checking are made and the comments /findings in this regard. c) Whether genuineness of the stamp paper is possible to be got verified NO, such verification was from any online portal and if so whether such verification was made? made. a) Property offered as Security falls within tha jurisdiction of which Sub- Sub Registrar, Bhandari! registrar office? b) Whether it is possible to have registration of documents in respect of the NO, there is no registration of j 1 property in question, at more than one office of sub-reqrstrar/district documents III respect of tho I \ registrar/ registrar·general If so, please name of all such offices? property in question at more than ono office of sub- I 7. roglstr;)r or with any offlco. I c) Whether searches has been made at all the offices named at (b) above? YES, searches has boon made .., d) Whether the searches in the offices of reglsteriqg' authoritie-sor any other . at all the offices named above . NO, any record reveals I \. ~ records reveal registration of multiple title documents in respect of the registration of multiple title property In question? documonts In respect of property In question, Chain of title tracing the title from the oldest title-deed t; the latest title-deed establishing title of the propertyinl question from the predecessors in title/interest to the current t'itle holder and wherever minor's Interest or other I clog on title Is Involved, search should be made for a further period, depending on the need for clearance of such clog on the title, The agriculture land bearing Gat No. 445 having area 1,04HR situated at Village Shahapur. P.C. No, 6, Tah. & Distt. Shandara was originally owned and possessed by Shn. Anilkumar sto. Darshanlal Malhotra, which I~ his ancestral property. Out of which, area 0.35HH is purchased by the present ownerl intending borrower Vlrendra slo, Kamdeo Singh by Rogd, Sale- deed dtd. 0317/2014. vide Document No. 2843/2014 an·d accordingly, his name is mutated in the I Revenue Record and he is in peaceful possession of the same and paying relevant taxes regUlarly. I Now said land Is renumbered as Gat No. 44512/2. 8 The present ownerlintending borrower has converted said land for Non-agriculture purpose I vide Rev. Case No. 26/NAP-34/2014-15 order passed by Sub Divistonal Officer, Bhandara 0;-; 13/7/2005 and prepared layout therein and he Is In peaceful possession of the same The present owner/intending borrower has intended to construct a multistoried building on I Plot No, 1 having area 1805.50sqmtr under the name & style as "Surya Towers Wing - A, S & C" for which he has got due permission from Grampanchayat Shahapur, vide permission No. 221/2015 dtd, 02/11/2015. He is intending to construct 20shops (10Shops on Ground Floor and 10Shops on First Floor), 04 Office premises on First Floor and 18Flats on 20d, ,3,d & 41h Floor In I' 0d "Surya Towers Wing-A". He is also intending to construct 24Flats on 1", 2 , 3'd & 4'h Floor in "Surya Towers Wlng-S". He is also intending to construct nd 24Flats on 1", 2 , 3'd & 4\h Floor in I "Surya Towers Wing-C". He is paying all relevant taxes regularly. The proposal of present ownerl intending borrower IS duly approved by Town Planning Department, Bhandara I Nature or" Title of the Intended Mortgagor over the Property The title of Intending MortgilQor over tile (whether full ownership righls, Leasehold Rights, Occupancy! property is Full ownership Riuhts. Possessory Rights or Inam Holder or Gov\. Grantee/Allottee etc. _______ ._....-JIL-_. _ I( Leasehold, whether a) Lease·Deed is duly 'stamped and registered -----1 NOT APPLICABLE in this matter- .- b Leessee ISpermitted to mortgage the Leasehold right, •.;tte~-·- NOT APPLJCA-8CEin·tl·11;-n;- c) Duration of the Lease/unexpired penod of lea5-e-, -----'--l NOT APPLlc-AB-LE'ill this marte:r - 10 d) If, a sub-tease. check the Le a se-Doe o In tuvour of lessee as 10 whelhe7"r~OT APPLICABLE i~tiris matter-- lease·Deedpermitssub-le astnq endmortgageby S~b.lesseealso : e) Whether the Leasehold rights permit(; for the creation of any-'r-"NOfA-PPCiCABL"Ein tliI;;-rl;aTte-r--~ superstructure (if applicable) ? i f) Right to get renewal of the Leasehold rights and nature thereof, I N6TAPF)Liej-A8l.E if' T!7;S-n~a-ttor'-" I I If Govt. qranVAliotmenVLease-cum/Sale Aoreernent Whether -, --' GranVAgreement etc. provides for alienable rights to the mortgagor NOT APPLICABLE In this matter with or without conditions, 11 The mortgagor is competent to create charge on such property NOT APPLICABLE in this matter Whether any permission from Govt. or any other Authority Is required tor NOT APPLICABLE In this matter creation of mortgage and if so whether such valid pennlsslon Is available. If occupancy rlgl)t, whether 12 a) Such right Is heritable and transferable NOT APPLICABLE in this mattor-- I b) Mortgage can be treated. NOT APPLICABLE in this matter ~ I Nature ot MinOr's Interest, If ony and If so. whether creation of mortgage could NOT APPLICABLE In this mattor 13 be possible. the modahtics/ procedure to be followed Including court purmlsslCl/l to be obtained ond tho reO$on~for coming to ~uQhconelJSlon - _. If the property has been transferred by way of GIft/ Settlement Deed, whether a) The Gift/Settlement Deed IS duly stamped and registered I NOT APPLICABLE In this matte),' b) The Gift/Settlement Deed has been attested b'l'otwo witness~6 NOT APPLICABLE In this matter c) The Gift/Settlement Deed transfers the property-to Donee \ NOT APPLICABLE In this mattor d) Whether the Donee has accepted gift by signing Gift/ Settlement NOT APPLICABLE In this matter Deed or by a separated writing or by implication or by actions. 14 e) Whether there Is any restriction on the Donor In' oexe.cuting the NOT APPLICABLE In this matter Gift/Settlement Deed in question. f) Whether the Donee Is in possession of the gifted property. NOT APPLICABLE In this matter g) Whether any life Interest Is reserved for the Donor or any other person and NOT APPLICABLE In this matter whether there Is a need for any other person to Join the creation of mortgage. h) Any other aspect affecting the validity of the title passed through the NOT APPLICABLE In this matter GlfVSel1lement Deed. e) In case of partition/family settlement deeds, whether the original deed NOT APPLICABLE In this matter I is available for deposit. create e valid and enforcoable If not the modality/procedure mortgage. to be followed . to b) Whether mutation has been effected and whether the mortgagor Is in NOT APPLICABLE In thie matt:arl posaession and enjoyment of his share. c) Whether the partition made is valid in law and the mortgagor has NOT APPLICABLE In this mattorl 15 acquired a mortgagable title thereon. I d) In respect of partition by a decree of court, whether such decree has become final and all other conditions! fonnalities are completed/compiled with. NOT APPLICABLE In tnis matter I --I e) Whether any of the documents in question are executed in NOT APPLICABLE In this mattor I counterparts or in more than one set? If so, additional precautions to be taken for avoidlnq multiple mortgage? ------1 Whether the title documents include any testamentary documents/wills? a) In case of wills, whether will is registered will or unregistered will 7 NOT APPLICABLE In thit; matter - b) Whether will in the matter needs a mandatory probate and if so NOT APPLICABLE In thla mattorl ~, . "- whether the same is probated by a Competent Court . ) I .\ J1~l c) Whether the property is mutated on the basis of will? NOT APPLICABLE In this matter l) '~j'l d) Whether the original willis available? NOT APPLICABLE In thls matterl ,.I fI e) Whether the original Death Certificate of the testor is available 7 NOT APPLICABLEln 'hi. m.tt,] ~" f) What are the circumstances and/or documents to establish the will in NOT APPLICABLE In this matter question is the last and final wiil of the testor ? a) Whether the property is subject to any WAKF Right? NOT APPLICABLE In this matter b) lijhether the property belongs to ChurchfTemple or any religious/other NOT APPLICABLE In this matter I I 17. institutions having any restncuon In creation ot chargos on such propertles 7 I mattZ;:--' ~~ I c) Precautions/permissions. if any in respect of the above cases (or NOT APPLiCABLEInthi6 creatton of n~ongilge=- ? __ I a) Whore tne property IS a hUF/JOlnt Family property. rnortgdge I~ cr~ated ~r NOT APPUCA-OLEifitiliti-mattcr I I family beneflUlegnl «ece ssu, Whother tho M" ;F'~:\ r;~!lt (tC '1 ""1 V\,l/ ....., Housing Society, p) If the property approval documents of lay-out if any, is a vacant land and construction and other precautions, if any. (~~iEnrn!~ntNo~~:~.~a7)~W~h~e~t~h~e7r~th~e~n~u~m~b-e~rl-n-g~p-a~tt~e-m~-07f~t~h-e~u7n~i~ts~~~I~a7ts~T=a-I~ly~i~n~a~II~~N~O~T~A~P~P~L~I~C~A~B~L~E~I-n-t7h such as approved plan, agreement plan, etc. Is yet to be made, NOT APPLICABLE In this ma~ I I \~, Jr t;;Ir-l<=E-;;-nc~u-;;m~b;;ra;-;:n:;::c-:;-e--;s,"Atitt:;-a;:;;chh.m~e::;-nt;-:;s----;:-an::d;;lC;::o:-r L1AtT- -:::c7:la:;:im=s--:w-::;h~e:-;t-':-he::-r;-:-o'f rG;-:o::-v:-':-e-::rn:-::m=-e~n::-;t-, "C~e:-::n7tr:-::a71--::0:-:-r+---;NU;:;O;-:;T;;-;-A--;P~P~L;-;-:;IC:;-A:-;:;B:-;-L-- ''\0", ",r l'> ~__ /.:.~':/ V State or other Local Autnoru.es or Third Party Clatrns. Liens etc and details '-,~lJS~' --- thereof. ~3:-;1-+:T:rh~e::-:p:-:e:-:-ri:-':-0-:;d-~c::-:o:--:v:-::e:-:-re::-:d:;-:-u:::n-:;d-e-r I I '""thc-e--'Eo--n-c-u-m--:-b-ra-n-ce-s~C-e--:-rt"'ifl-c-a-t:-e-an-d:-:-th"-e-n-a-m-e-o"'f-th:-e~-N-O-~T~'A-P-P-L-I-C-A'-B-L-E--In-t matter person In whose favour the encumbrance is created and if so, satisfaction of I charge, if any. I 31 The period covered under the Encumbrances In whose favour tho encumbrance Certificate and name of the person is created and if so, satisfaction of charge if NOT APPLICABLE in this mattor I any 7, I ~ID~~'II~9c~~~~~~~~~~~~~~7.h~~'~~~~--~------~--~~---j ~~~~re~ta;l~s~re~g~a~r~d~in=g~p~r~o~p~e~rt~Y~T~a~X~o~r~la=n~d~r~e~v~o7n~u_e~0~r~0_th~e_r~st_a_tu_t_o_~_d_U_e_S~~c~=T_a_x_e_s~a_r_e_ I paid/payable as on date and if not paid, what remedy 7 paid rogularly. 33, a) Undor Lund Ceiling Cte arance, whother required and if so, detaus thereof, NOT APPLlCABT-EIn"this matter I I--~~~~~-:--~--~~~:~~~_~~~~~~~~ -;-- ~ ~~ __~___ I b) Whether No Objection Certificate under the Income Tax Act is NOT APF'CicA-OlE Tnlhis matter-~ required/obtained? -----"----------~~-----------~-~------~------------'----.----- 34. Deto1is of 'R:rCoxtraCtS/mutct;;n - eXirtl~(fxtfflcttl=pOrt'iITi~Tnow ~f,io",o;rJf.!1:lw-A5L.-eintl~i" -;-;1'u;':- 1 the property in question, 35. Whether the name of mortgagor .is reflected as owner in the YES, It Is duly mutated In the -- Revenue Record revenue/MunlclpalNillage Record? a) Whether the property offered as security Is clearly demarcated? YES, the property Is clearly demarcated. --1 36. b) Whether the demarcation/partition of the property is legally valid? - YES, demarcation Is legally valid. I c) Whether the property has clear access as per documents? YES, property has clear access. I I I Whether the property can be Identified from tho following documents and discrepancy/doubtful circumstances. If any rovealod ! on such scrutiny? a) Document In relation to electricity connection NOT APPLICABLE In thls matter I J I : I 37. b) Document In relation to water connection. NOT APPLICABLE in this matter c) Document In relation to Sales Tax Registration, if any applicable. NOT APPLICABLE In this matter d) Other utility bills, if any. .. , < NOT APPLICABLE In this matter 38. In respect of the boundaries of the property, whether tnerrei,is a No, there is no any difference/ discrepancy in any of the title difference/discrepancy in any of the title documents or any other documents. documents (such a valuation report, utility bills etc.) or the actual current boundury? If 50, please elaborate/ comment on the s'!l!'e. 39 If the valuation report and/or approved/sanctioned plans are made available, Valuation Report Is not produced. please comment on the same Including the comment on the description and Ask" prasont owners to submit the same In Bank. boundaries of the property on the said document and that In the title-deeds. --..J I 40 Any bar/restriction for creation of mortgage under any local or special NO, there Is no bar/rostrlctlon lor I enactments. details of proper regislration of documents. payment of proper creation of mortgage. ~ stamp duty etc. ; 41 Whether the Bank will be able to enforce SARFESI Act, If required YES, Bank will be able to enfoi;ce-; SARFESI Act. I against the property offered as security? I '-----;-; I 42 In case of absence requirements for of original creation of title-deeds, a proper, details of legal and other valid and enforceable . NOT APPLICABLE title-deeds be c auao original are already avullablo. ' I I mortgage any precaution by deposit of certified extracts to be taken by the Bank In this regard. duly certified etc. as also I 43 Whether the governing law/constitutional documents of the YES ~I I I mortgagor permit creation of mortgage and additional pre-cautions, if any to be taken in such case. 44 Additional aspects relevant for investigation of title as per local laws. Tho property In qu•• tlon Is ,.0. ,.oml all type of chain, lien, encumbrances and mortgages and henco, we can I mortgage the sarno with our Bank 'onhos.cu.'" ot Ioan. ~ 45 Additional suggestions, if any to safeguard the interest of Ask tho Intondlng borrower to Bank/ensuring the perfection of security. submit all original documents In Bank for creation of charge thereon. 46 The specific persons who are required to create mortgage/to deposit Virendra s/o. Kamdeo Singh documents creating mortgage. ----' Bhandara Yours l~fUIIY, Dated 12/02/2016 / (.AdV R-::>/JeShSaxena) ; relative title-deeds. certified copies of such title- I '-. -, 1:) deeds obtained from the concerned regisirar office and encumbrances certificate (EC). I hereby certify the genuineness of the Title Deeds. SuspiciouslDoubt, if any has been clarified by making necessary enquiries. , • 5. There are no prior Mortgage/Charges/encumbrancss whatsoever. as could be seen from the Encumbrances Certificate for the period from 1987-20;16 pertaining-. to the immovable property/ies covered by above said Title Deeds. The property is free from all encumbrances. 6. In case of second/subsequent charge in favour of the Bank, there are no other mortgages/charges other than already stated in the Loan documents and agreed to by the Mortgagor and Bank. 7. There Is no Interest of minor persons. 8. The Mortgage if created will be available to the Bank for the liability of the Intending Borrower Vlrenc1ra etc. Kamdeo Singh. 9. I certify that Borrower Vlrendra et«. Kamdeo Singh halP got valid. clear and marketable titlo over the schedule property after execution of title-deeds in their favour. I further certify that. the above title deeds are genuine and a valid mortgage can be created and the said mortgage would be enforceable. 10. I certify that, previously I have Issued Search Report for Allahabad Bank, Sha ndara Branch In respect of property In question on 21/0112016, however, it is informed that, no loan facility has been avallod tram said Bank. So please, consider this aspect and ask tho intending borrower to produce "No Due Certificate" ot Allahabad Bank, Bhandara Branch. 11 In case of creation of mortgage by Deposit of title deeds. we certify that. the deposit of title deeds/ documents mentioned in para No.4 of said Search Report would create a valid and enforceable mortgage Sr. No. Date Name/Nature of the document II Origlnall Certified Copy/ Certified ExtracU Pll0tocopv etc. 01 10/02/2016 Search Receipt No. 9660f S.R. 8handara Original 02 03 04 21/01/2016 03/7/2014 131712015 Sale-deed, Gaon Namuna 7, 7-A & 12 vide Document NA Order No. 2843/2014 True Copy Original Original ==1 05 02/1112015 Grampanchayat Permission for construction Original 06 11/01/2016 Deed of Declaration, vide Document No. 181/2016 Original ~ 07 23/10/2015 Approved Building Plan Original -----,i I 12. There are no legal Impediments for creation of the mortgage under any applicable lawlrules In force SCHEDULE OF PROPERTYIIES Village Shahapur I: I Tah_S_il_&_D_is_tt_. Tah. Gat No /Plot Area HR IRs. Land Rev. NP -.-I--;;;--_:""o:----;_~__:_;_-:__~.,.__,_--J-----L-K.-h-a-t-a-N-o. 8'D~-- Owner Virendra 445/272'~0550 s/o. Kamdeo I Singh 181.00 r- N-;-'-·I-O-6---------r ----< I j PC. NO.6 J__B~a_n_d_ara Plot No. 1 sqmt~ I ~ I BHAND.AF~A »>: /;; DATE: 12.102/2016 (Adv ~ ~axena) f.R~ [X,. 0aX'C~ta Advocate Orp BUI; Stand ~ I·: t. i~;)/,r~A-4419(,·{L