Ph. 0721-2663232 P. U. Deshmukh M.: 99756 09717 Advocate Regd. No. MH-185 / 1980 OFFICE : Near Dr. Belsare's Hospital, Khaparde Garden, Camp, AMRAVATI Ref. No Date : Annexure —B: Report of Investigation of Title in respect of immovable Property. (All columns/items are to be completed/commentedby the panel advocate) 1 a) Name of the BranchJBusiness Unit /Office The Assistant General seekingopinion. Manager, State Bank of India, R.B.O., Cam , Amravati b) ReferenceNumber and date of the letter under Nil the cover of which the documentstendered for scrutinyare forwarded. c) Name of the Borrower Smt.NirmaIa Ramkrishnarao Sarode, Shri Rahul Ramkrishnarao Sarode, Shri Umesh Ramkrishnarao Sarode, Sau.Deepika Govindrao Karde & Sau.Ramakanta Ramdas Navrange, through their Developer & POA holder P.S.Associates, through its Partners, Shri Pravin Sahebrao Mahalle & Shri Subhash Gulabchan& Agrawal, all r/o Amravati 2 a) Name of the unit/ concern/ company/ person -do- offering the property/(ies) as security. b) Constitution of the unit/ concern/ -do- person/body/authorityoffering the property for creation of charge. c) State as to under what capacity is security offered Applicants (whether as joint applicant or borrower or as guarantor, etc.). 3 Complete or full description of the immovable property/(ies) offered as security including the followingdetails. (a) Survey No. Survey No.4/2 (b) Door/House no. (in case of house property). Ph. 0721-2663232 P. U. Deshmukh M.: 99756 09717 Advocate Regd. No. MH-185 / 1980 OFFICE : Near Dr. Belsare's Hospital, Khaparde Garden, Camp, AMRAVATI Ref. No. 2 Date • (c) Extent/ area including plinth/ built up area Layout converted plot No.I, in case of house property. admeasuring 473.97 sq.mtrs. (5099.91 sq.ft.). (d) Locations like name of the place, village, city, Mouje Shegaon, Pragane registration, sub-district etc. Boundaries. Nandgaon Peth, Tq. & Distt. Amravati 4 a) Particulars of the documents scrutinized-serially and chronologically. b) Nature of documents verified and as to whether they are originals or certified copies or registration extracts duly certified. Note: Only originals or certified *tracts from the registering/land/revenue/other authorities be examined. Date Name/Nature of the Original/Certified In case of copies No. document copy/certified whether the extract/photocopy original etc. scrutinized by the Advocate 1. 25/11/1981 N.A.Order alongwith Photocopy Verifiedfrom la out Ian RevenueRecord 2. 22/1/1982 Sale Deed Original Verifiedfrom Index-Il re ister 3. 31/12/2019 Development Originals Verified from Sub- Agreement & general Registrar Office ower of attorne 4. 20/2/2020 Approved building Original Original Ian 5. 18/3/2020 Deed of Declaration Original Verified from Sub- Re istrar Office 6. 2/12/2019 Gaon Namuna 7 Certified Onlineverification 5 a) Whether certified copy of all title The above documents are tallied & documentsare obtained from the relevant compared with the Office of Sub- sub-registraroffice and comparedwith the Registrar, Amravati Camp. documents made available by the proposed mortgagor?(Please also enclose all such certified copies and relevant fee receipts along with the TIR.) Ph. 0721-2663232 P. U. Deshmukh M.: 99756 09717 Advocate Regd. No. MH-185 / 1980 OFFICE : Near Dr. Belsare's Hospital, Khaparde Garden, Camp, AMRAVATI Ref. No 3 Date : b) i) Whether all pages in the certified copies I have verified the registered title deeds of title documents, which are obtained directly of scheme owner from the record of from Sub-Registrar's Office have been Sub-Registrar page by page. verified page by page with the original documents submitted? b) ii) Where the certified copies of the title As stated above documents are not available, the copy provided should be compared with the original to ascertain whether the total page numbers in the copy tally page by page with the original produced. (In case originals title deed is not pmduced for comparing with the certified or ordinary copies should be handled more diligently and cautiously) 6 a) Whether the records of registrar office or Records from the year 2002 to 2020 are revenue authorities relevant to the property available on online. in question are available for verification through any online portal or computer system? b) If such online/computer records are Online records from the year 2002 to available, whether any verification or cross 2020 are available. checking are made and the comments/ findings in this regard. c) Whether the genuineness of the stamp paper is possible to be got verified from No any online portal and if so whether such verification was made? 7 a) Property offered as security falls within the Sub-Registrar Office, Camp, Amravati jurisdiction of which sub-registrar office? b) Whether it is possible to have Sub-Registrar Offce-l, 2 & 3 registration of documents in respect of the property in question, at more than one office of sub-registrar/district registrar/registrar- Ph. 0721-2663232 P. U. Deshmukh M.:99756 09717 Advocate Regd. No. MH-185 / 1980 OFFICE : Near Dr. Belsare's Hospital, Khaparde Garden, Camp, AMRAVATI Ref. No. . 4 Date : general. If so, please name all such offices? c) Whether search has been made at all the Yes offices named at (b) above? d) Whether the searches in the offices of No registering authorities or any other records reveal registration of multiple title docu- ments in respect of the property in question? 8. Chain of title tracing the title from the oldest title deed to the latest title deed establishing title of the property in question from the predecessors in title/interest to the current title holder. And wherever Minor's interest or other clog on title is involved, search should be made for a further period, depending on the need for clearance of such clog on the Title. In case of property offered as secu•ity for loans of Rs.1.00 Crore and above, search of title/encumbrances for a period of not less than 30 years is mandatory. (Separate Sheets may be used) Title History for last 30 years:- Upon verification of the Index-Il register and Revenue Records I find that the field survey No.4/2, admeasuring 4 Acres 00 Gunthe of Mouje Shegaon was originally owned and possessed by Sushilkumar Sarda & Company, through its Partners Shri Sushilkumar Vallabhdas Sarda & Shri Nitinkumar Vallabhdas Sarda & others, all r/o Amravati for the period relevant to this search report. Thereafter I find that Sushilkumar Sarda & Company, through its Partners Shri Sushilkumar Vallabhdas Sarda & Shri Nitinkumar Vallabhdas Sarda & others have decided to convert the said field from agriculture into non-agriculture i.e. for residential purpose and they have applied before Hon'ble S.D.O., Amravati for conversionof said field. That the said application was registered as Rev.Case No.NAP-34/Shegaon- 71/1981-82. That in the said case, the Hon'ble S.D.O., Amravati has granted permission for conversion as per vide order dated 25/11/1981. Thereafter I find that out of the aforesaid layout, a layout converted plot No. 1, admeasuring 473.97 sq.mtrs. (5099.91 sq.ft.) initially purchased by Sau.Devakabai Ganpatrao Sarode from layout owner vide registered sale deed 22/1/1982 registered at Sr.No.320 and thus she became absolute owner of the said plot. I further find that Sau.Devakabai Ganpatrao Sarode expired long back, leaving behind her only son & daughter by name Shri Ramkrishna Ganpatrao Sarode & Sau.Ramakanta Ramdas Navrange. Therefore, after her death, the aforesaid persons Ph. 0721-2663232 P. U. Deshmukh M.: 99756 09717 Advocate Regd. No. MH-185 / 1980 OFFICE : Near Dr. Belsare's Hospital, Khaparde Garden, Camp, AMRAVATI Ref. No. 5 Date : became joint owners of the said plot. Thereafter I find that Ramkrishna Ganpatrao Sarode also expired on 26/8/2014, leaving behind him his widow, two sons & only daughter, namely, Smt.NirmaIa Ramkrishnarao Sarode, Shri Rahul Ramkrishnarao Sarode, Shri Umesh Ramkrishnarao Sarode, Sau.Deepika Govindrao Karde. Therefore, after the death of Ramkrishna, his one half undivided portion of plot no.l came to be transferred in the names of Smt.Nirmala Ramkrishnarao Sarode, Shri Rahul Ramkrishnarao Sarode, Shri Umesh Ramkrishnarao Sarode, Sau.Deepika Govindrao Karde and thus they became owners of the said one half undivided portion of plot no. I. Thereafter I find that Smt.Nirmala Ramkrishnarao Sarode, Shri Rahul Ramkrishnarao Sarode, Shri Umesh Ramkrishnarao Sarode, Sau.Deepika Govindrao Karde & Sau.Ramakanta Ramdas.Navrange have jointly decided to construct a flat scheme upon the said plot no. I. But they were not having knowledge about the construction work. Therefore, they approached to P.S.Associates, through its Partners, Shri Pravin Sahebrao Mahalle & Shri Subhash Gulabchand Agrawal, who is working as developer/builder in the Amravati city. Accordingly, the negotiations of the development of property were made between land owners & developer and accordingly, they have handed over the property under reference to P.S.Associates, through its Partners, Shri Pravin Sahebrao Mahalle & Shri Subhash Gulabchand Agrawal as per registered development agreement dated 31/12/2019, which is registered with Sub-Registrar Office, Amravati at Sr.No.5282/2019 alongwith irrevocable general power of attorney, which is also executed with Sub-Registrar Office, Amravati on the same day i.e. on 31/12/2019 registered at Sr.No.5283/2019. I further find that on the basis of development agreement, the building plan of the scheme by name Mahalaxmi Apartment-8 submitted by the developer before Town Planning Authority of Municipal Corporation, Amravati and the said building plan approved and sanctioned by the A.D.T.P., Municipal Corporation, Amravati as per vide order No.0315 dated 20/2/2020. I further find that after sanction of the building plan a Deed of Declaration of the said scheme has been registered with the Sub-Registrar Office, Amravati on 18/3/2020 registered at Sr.No.1423/2020 as per the provisions of Maharashtra Apartment Ownership Act, 1970. As per the said declaration, P.S.Associates, through its Partners, Shri Pravin Sahebrao Mahalle & Shri Subhash Gulabchand Agrawal have decided to construct a multistoried scheme by named and styled as 'Mahalaxmi Apartment-8', Ph. 0721-2663232 P. U. Deshmukh M.: 99756 09717 Advocate Regd. No. MH-185 / 1980 OFFICE : Near Dr. Belsare's Hospital, Khaparde Garden, Camp, AMRAVATI Ref. No. ............ ... 6 Date • consisting of four shops, seven office premises & six family units. The details of the scheme is as under:- Shop Floor Carpet Built up Super built Undivided Number area in area in up area in Share in sq.mtrs. sq.mtrs. sq.mtrs. percentage 1 Ground 7.10 9.18 1.93 -N side 2 7.10 9.18 1.93 side 3 6.83 8.83 1.87 ast side 4 7.00 9.05 1.91 t side Office Floor Carpet Built up Super built Undivided Number are* in area in up area in Sharein sq.mtrs. sq.mtrs. sq.mtrs. percentage 1 First 8.36 9.45 1.99 orth side 2 8.36 9.45 1.99 orth side 3 6.50 7.34 1.55 (North-east side 4 14.09 16.23 3.43 t side 5 14.09 16.23 3.43 t side 6 8.55 9.65 2.04 ast side 7 22.30 25.19 5.33 South side Flat Floor Carpet Built up Super built Undivided Number area in area in up area in Sharein sq.mtrs. sq.mtrs. sq.mtrs. percentage 201 Second 47.43 53.45 61.46 11.31 -N side 202 49.01 60.92 70.05 12.89 E-S side 301 Third 47.43 53.45 61.46 11.31 -N side 302 49.01 60.92 70.05 12.89 -S side 401 Fourth 47.43 53.45 61.46 11.31 -N side 402 49.01 60.92 70.05 12.89 (E-S side Ph. 0721-2663232 P. U. Deshmukh M.: 99756 09717 Advocate Regd. No. MH-185 / 1980 OFFICE : Near Dr. Belsare's Hospital, Khaparde Garden, Camp, AMRAVATI Ref. No 7 Date : ...... Thus I find that Smt.NirmaIa Ramkrishnarao Sarode, Shri Rahul Ramkrishnarao Sarode, Shri Umesh Ramkrishnarao Sarode, Sau.Deepika Govindrao Karde & Sau.Ramakanta Ramdas Navrange, through their Developer & POA holder P.S.Associates, through its Partners, Shri Pravin Sahebrao Mahalle & Shri Subhash Gulabchand Agrawal are intending to construct four shops, seven office premises & six family units of the scheme known as 'Mahalaxmi Apartment-8' as described above and the aforesaid units shall be available for purchase after the completion of the scheme. 9 Nature of Title of intending mortgage over Absolute ownership rights of Smt.NirmaIa the property (whether full ownership Ramkrishnarao Sarode, Shri Rahul rights, Leasehold rights, Occupancy/ Ramkrishnarao Sarode, Shri Umesh Possessory rights or Inam Holder or Govt. Ramkrishnarao Sarode, Sau.Deepika Grantee/Allottee etc.) Govindrao Karde & Sau.Ramakanta Ramdas Navrange 10 If leasehold, whether a) Lease deed is duly stamped and No registered. b) Lessee is permitted to mortgage the Leasehold right. c) Duration of the Lease/unexpired period of lease. d) If, a sub-lease, check the lease deed infavour of Lessee as to whether Lease deed permits sub-leasing and mortgage by Sub-Lessee also. e) Whether the leasehold rights permits for the creation of any superstructure (if applicable)? f) Right to get renewal of the leasehold rights and nature thereof. 11 If Govt. grant/ allotment/Lease-cum/Sale No Agreement, whether; grant/ agreement etc. provides for No alienable rights to the mortgagor with or without conditions, Ph. 0721-2663232 P. U. Deshmukh M.: 99756 09717 Advocate Regd. No. MH-185 / 1980 OFFICE : Near Dr. Belsare's Hospital, Khaparde Garden, Camp, AMRAVATI Ref. No . 8 Date : the mortgagor is competent to create No charge on such property, whether any permission from Govt. or No any other authority is required for creation of mortgage and if so whether such valid permission is available. 12 If occupancy right, whether, a) Such right is heritable and Yes transferable, Yes b) Mortgage can be created. 13 Nature of Minor's interest, if any and if so, No whether creation of mortgage cudd be possible the modalities/procedure to be followed and the reasons for coming to such conclusion. 14 If the property has been transferred by No way of Gift/SettIement Deed, whether: a) The Gift/Settlement Deed is duly stamped and registered; b) The Gift/Settlement Deed has been attested by two witnesses; c) The Gift/Settlement Deed transfers the property to Donee; d) Whether the Donee has accepted the gift by signing the Gift/SettIement Deed or by a separated writing or by implication or by actions; e) Whether there is any restriction on the Donor in executing the gift/settlement deed in question; f) Whether the Donee is in possession of the gifted property; g) Whether any life interest is reserved for the Donor or any other person and whether there is a need for an other Ph. 0721-2663232 P. U. Deshmukh M.: 99756 09717 Advocate Regd. No. MH-185 / 1980 OFFICE : Near Dr. Belsare's Hospital, Khaparde Garden, Camp, AMRAVATI Ref. No. 9 Date : rson to •oin the creation of mort a e; h) Any other aspect affecting the validity of the title passed through the ft/settlement deed. 15 (a) In case of partition/family settlement No deeds, whether the original deed is available for deposit. If not the modality/procedure to be followed to create a valid and enforceable mortgage. (b) Whether mutation has been effected and whether the mortgagor is in possession and enjoyment of his share. -do- (c) Whether the partition made is valid in law and the mortgagor has acquired a mortgagable title thereon. - do - (d) In respect of partition by a decree of court, whether such decree has become final and all other conditions/ formalities - do - are completed/ complied with. (e) Whether any of the documents in question are executed in counterparts or in more than one set? If so, additional precautions to be taken for avoiding -do- multi lemort a es? 16 Whether the title documents include any No testamentary documents/wills? (a) In case of wills, whether the will is re istered will or unre istered will? (b) Whether will in the matter needs a N.A. mandatory probate and if so whether the same is robatedb a com tent court? (c) Whether the property is mutated on the - do - basis of will? d Whether the ori inal will is available? (e) Whether the original death certificate - do - of the testator is available? (f) What are the circumstances and/or -do- documents to establish the will in question is the last and final will of the testator? (Comments on the circumstances such as the availability of a declarationby all the beneficiaries about the genuineness/ validity of the will, all parties have acted upon the will, etc., which are relevant to rely on the will, availability of Mother/OriginaI title deeds are to be ex lained. 17 (a) Whether the property is subject to any No wakfri hts? Whether the ro e belon s to Ph. 0721-2663232 P. U. Deshmukh M.: 99756 09717 Advocate Regd. No. MH-185 / 1980 OFFICE : Near Dr. Belsare's Hospital, Khaparde Garden, Camp, AMRAVATI Ref. No 10 Date : church/temple or any religious/other -do- institutions having any restriction in creation of char es on such ro O Precautions/ permissions, if any in respect of the above cases for creation of -do- mort a e? 18 (a) Where the property is a No HUF/joint family property, mortgage is created for family benefit/legal necessity, whether the Major Coparceners have no objection/join in execution, minor's share if any, rights of female members etc. (b) Please also comment on any other No aspect which may adversely affect the validi of securi in such cases? 19 (a) Whether the property belongs to any No trust or is subject to the rights &f any trust? (b) Whether the trust is a private or -do- public trust and whether trust deed specifically authorizes the mortgage of the ro e (c) If so additional precautions/ permissions to be obtained for creation of valid mort a e? (d) Requirements, if any for creation of - do - mortgage as per the central/state laws a licable to the trust in the matter. 20 (a) If the property is Agricultural land, No whether the local laws permit mortgage of Agricultural land and whether there are any restrictions for creation/enforcement of mort e. (b) In case of agricultural property other No relevant records/documents as per local laws, if any are to be verified to ensure the validity of the title and right to enforce the mort a e? (c) In the case of conversion of Yes agricultural land for commercial purposes or otherwise, whether requisite procedure followed/ rmission obtained. 21 Whether the property is affected by No any local laws or other regulations having a bearing on the creation security (viz. Agricultural Laws, weaker Sections, minorities, Land Laws, SEZ regulations, Costal Zone Regulations, Environmental Clearance, etc. 22 a Whether the ro is sub ect to No Ph. 0721-2663232 P. U. Deshmukh M.: 99756 09717 Advocate Regd. No. MH-185 / 1980 OFFICE : Near Dr. Belsare's Hospital, Khaparde Garden, Camp, AMRAVATI Ref. No 11 Date : any pending or proposed land acquisition din s? (b) Whether any search/enquiryis made with the Land Acquisition Office and the outcome of such search/en ui 23 (a) Whether the property is involved in No or subject matter of any litigation which is ndin or concluded? (b) If so, whether such litigation would No adversely affect the creation of a valid mortgage or have any implication of its future enforcement? (c) Whether the title documents have any No court seal/marking which points out any litigation/ attachment/security to court in respect of the property in question? In such case please comment on such seal/markin . 24 (a) In case of partnership firm, whether Yes the property belongs to the firm and the deed is ro I re •stered. (b) Property belonging to partners, No whether thrown on hotchpot? Whether formalities for the same have been com leted as ra licablelaws? (c) Whether the person(s) creating No mortgage has/have authority to create mort a e for and on behalf of the firm. 25 a) Whether the property belongs to a No Limited Company, check the Borrowing powers, Board resolution, authorization to create mortgage/execution of documents, Registration of any prior charges with the Company Registrar (ROC), Articles of Association/ provision for common seal etc. b) i) Whether the property (to be No mortgaged) is purchased by the above Company from any other Company or Limited Liability Partnership (LLP) firm? Yes/No ii) If yes, whether the search of charges of No the property (to be mortgaged) has been carried out with Registrar of Companies (ROC) in respect of such vendor company/LLP (seller) and the vendee com an urchaser ? iii) Whether the above search of charges No reveals any prior charges/encumbrances, on the property (proposed to be mort a created b the vendor Ph. 0721-2663232 P. U. Deshmukh M.: 99756 09717 Advocate Regd. No. MH-185 / 1980 OFFICE : Near Dr. Belsare's Hospital, Khaparde Garden, Camp, AMRAVATI Ref. No. 12 Date : com an seller ? Yes/No iv) If the search reveals No encumbrances/charges, whether such charges/encumbrances have been satisfied? Yes/No 26 In case of Societies, Association, the No required authority/power to borrower and whether the mortgage can be created, and there uisiteresolutions,b e-laws. 27 (a) Whether any POA is involved in the Yes chain of title? (b) Whether the POA involved is one That the development agreement & general coupled with interest, i.e. a power of attorney are the registered Development Agreement-cum-Power of documents and hence it has created an Attorney. If so, please clarify whether the interest in favour of the developer and as same is a registered document and hence such the POA is irrevocableas per law. I it has created an interest in favour of the have gone though the contents of the said builder/developer and as suct is power of attorney and I found that the irrevocable as per law. power of attorney is genuine and executed as erthe rovisions of law. (c) In case the title document is executed No by the POA holder, please clarify whether the POA involved is (i) one executed by the Builders viz. Companies/Firms/IndividuaI or Proprietary Concerns in favour of their Partners/ Employees/ Authorized Representatives to sign Flat Allotment Letters, NOCs, Agreements of Sale, Sale Deeds, etc. in favour of buyers of flats/units (Builder's POA) or (ii) other of POA Common POA . (d) In case of Builder's POA, whether a No certified copy of POA is available and the same has been verified/ compared with the ori •nal POA. (e) In case of Common POA (i.e. POA other than Builder's POA, please clarify the following clauses in respect of POA. i. Whether the original POA is verified and the title investigation is done on the No basis of original POA? ii. Whether the POA is a registered one? iii. Whether the POA is a special or Yes general one? iv. Whether the POA contains a General specific authority for execution of title document in question? The document of POA is registered under Article 48 of Bomba Stam Act, 1958. (f) Whether the POA was in force and The document of POA is registered & not revoked or had become invalid on irrevocable document and the said POA is Ph. 0721-2663232 P. U. Deshmukh M.: 99756 09717 Advocate Regd. No. MH-185 / 1980 OFFICE : Near Dr. Belsare's Hospital, Khaparde Garden, Camp, AMRAVATI Ref. No. ............... 13 Date • the date of execution of the documentin in force today and the same has been question? (Please clarify whether the ascertained from the office of Sub-Registrar same has been ascertained from the office by me. of sub-re •strar also? (g) Please comment on the genuineness of That the POA executed by the owner of plot POA? in favour of developer is genuine document and same is executed as per provisions of law. (h) The unequivocal opinion on the The document of POA is registered at per enforceability and validity of the POA? Article 48 of Bombay Stamp Act, 1958 and the same is genuine and executed as per the rovisions of law. 28 Whether mortgage is being created by No a POA holder, check genuineness of the Power of Attorney and the extent of the powers given therein and whether the same is properly executed/stamped/authenticated in terms of the Law of the place, where it is executed. 29 If the property is a flat/apartment or Residential-cum-commercial scheme residential/commercial complex, check named as Mahalaxmi Apartment-8 and comment on the following: a) Promoter's/Land owner's title to the land/ building; Yes b) Development Agreement/Power of Yes Attorney; c) Extent of authority of the NA Developer/builder; d) Independent title verification of the Yes Land and/or building in question; e) Agreement for sale (duly registered); f) Payment of proper stamp duty; g) Requirementof registrationof sale agreement, development agreement, POA, etc.; h) Approval of building plan, permission Yes of appropriate/local authority, etc.; i) Conveyance in favour of Society/ Condominium concerned; j) Occupancy certificate/allotment letter/letter of possession; k) Membership details in the Society etc.; l) Share Certificates; NA m) No Objection Letter from the Society; n) All legal requirements under the Yes local/Municipal laws, regarding ownership of flats/Apartments/ Building Regulations, Development Control Regulations, Co-operative Societies' Laws etc.; Ph. 0721-2663232 P. U. Deshmukh M.: 99756 09717 Advocate Regd. No. MH-185 / 1980 OFFICE : Near Dr. Belsare's Hospital, Khaparde Garden, Camp, AMRAVATI Ref. No. 14 Date : o) Requirements, for noting the Bank Yes charges on the records of the Housing Society, if any; p) If the property is a vacant land and Construction work is under progress construction is yet to be made, approval of layout and other precautions, if any. q) Whether the numbering pattern of the Yes units/flats tally in all documents such as a roved Ian, a ement Ian, etc. 30 Encumbrances, Attachments, and/or No claims whether of Government, Central or State or other Local authorities or Third P claims, Liens etc. and details thereof. 31 The period covered under the Encumbrances Certificate and the name of Not available the person in whose favour the encumbrance is created and if so, satisfaction of char e, if an . 32 Details regarding property tax or land Revenue tax has been paid revenue or other statutory dues paid/payable as on date and if not paid, what remed ? 33 (a) Urban land ceiling clearance, whether No required and if so, details thereon. (b) Whether No Objection Certificate under the Income Tax Act is required/ No obtained. 34 Details of RTC extracts/mutation I have verified the Plutation of plot No.I extracts/Katha extracts pertaining to the and find that the property under reference is property in question. recorded in revenue record in the names of Smt.NirmaIa Ramkrishnarao Sarode, Shri Rahul Ramkrishnarao Sarode, Shri Umesh Ramkrishnarao Sarode, Sau.Deepika Govindrao Karde & Sau.Ramakanta Ramdas Navrange as owners of the said lot. 35 Whether the name of mortgagor is Yes reflected as owner in the revenue/Munici al/Villa e records? 36 (a) Whether the property offered as Yes security is clearly demarcated? (b) Whether the demarcation/partitionof Yes the property is legally valid? (c) Whether the property has clear access Yes as per documents? (The property should be legally accessible In the normal course, the property is legally through normal carriers to transport to accessible without any obstructions. factories/houses, as the case ma be 37 Whether the property can be identified N.A. from the following documents, and discre ane /doubtful circumstances, if Ph. 0721-2663232 P. U. Deshmukh M.: 99756 09717 Advocate Regd. No. MH-185 / 1980 OFFICE : Near Dr. Belsare's Hospital, Khaparde Garden, Camp, AMRAVATI Ref. No 15 Date : .. any revealed on such scrutiny? (a) Document in relation to electricity connection; (b) Document in relation to water connection; (c) Document in relation to Sales Tax Registration, if any applicable; d Other utili bills, if an . 38 In respect of the boundaries of the No discrepancyin the boundaries of the property, whether there is a property in the documents referred in the difference/discrepancy in any of the title searchreport. documents or any other documents (such as valuation report, utility bills, etc.) or the actual current boundary? If so lease elaborate/ comment on the same. 39 If the valuation report and/or approved/ Valuation report is not made available. sanctioned plans are made available, please comment on the same including the comments on the description and boundariesof the property on the said document and that in the title deeds. (If the valuation report and/or approved plan are not available at the time of preparation of TIR, please provide these comments subsequently, on making the same available to the advocate. 40 Any bar/restriction for creation of Document has been registered with proper mortgage under any local or special stamp duty enactments,details of proper registration of documents, payment of proper stamp du etc. 41 Whether the Bank will be able to Yes enforce SARFESI Act, if required a ainstthe ro ert offeredas securi Pro e is SARFAESIcom liant Y Yes 42 In case of absence of original title The original title deed is available with deeds, details of legal and other Smt.NirmaIa Ramkrishnarao Sarode, Shri requirementsfor creation of a proper, Rahul Ramkrishnarao Sarode, Shri Umesh valid and enforceable mortgage by Ramkrishnarao Sarode, Sau.Deepika deposit of certified extracts duly certified Govindrao Karde & Sau.Ramakanta etc., as also any precaution to be taken by Ramdas Navrange. the Bankin this re ard 43 Whether the governing law/ constitutional documentsof the mortgagor (other than natural persons) permits creation of mortgage and additional precautions, if an to betaken in such cases. 44 Additional aspects relevant for Not relevant investi ation of title as er local laws. 45 Additional suggestions, if any to No safe the interest of Bank/ ensurin Ph. 0721-2663232 P. U. Deshmukh M.: 99756 09717 Advocate Regd. No. MH-185 / 1980 OFFICE : Near Dr. Belsare's Hospital, Khaparde Garden, Camp, AMRAVATI Ref. No 16 Date : the erfection of securi 46 The specific persons who are required Applicant to create mortgage/to deposit documents creatin mort a e. 47. Whether the Real Estate Project comes No under Real Estate (Regulation & Develo ment Act, 2016? YIN Whether the project is registered with the Real Estate Regulatory Authority? If so, the details of such registration are to be furnished Whether the registered agreement for sale as prescribed in the above Act/Rules there under is executed? Whether the details of the apartment/plot in question are verified with the list of number and types of apartmentsor plots booked as uploaded by the promoter in the website of Real Estate Regulatory Authori ? Signature o the Advocate Date: 26/3/2020 Place: Amravati (P.U.Deshmukh), Advocate Ph. 0721-2663232 P. U. Deshmukh M.: 99756 09717 Advocate Regd. No. MH-185 / 1980 OFFICE : Near Dr. Belsare's Hospital, Khaparde Garden, Camp, AMRAVATI Ref. No. ............................... 17 Date • Annexure -C CERTIFICATE OF TITLE I have examined the original registered development agreement & general power of attorney regarding the plot no.l, admeasuring 473.97 sq.mtrs. executed in favour of P.S.Associates, through its Partners, Shri Pravin Sahebrao Mahalle & Shri Subhash Gulabchand Agrawal by Smt.Nirmala Ramkrishnarao Sarode, Shri Rahul Ramkrishnarao Sarode, Shri Umesh Ramkrishnarao Sarode, Sau.Deepika Govindrao Karde & Sau.Ramakanta Ramdas Navrange on 31/12/2019 registered at Sr.Nos.5282 & 5283 respectively. That the said title verification report has been submitted in advance by P.S.Associates, through its Partners, Shri Pravin Sahebrao Mahalle & Shri Subhash Gulabchand Agrawal, so as to have prior information to the bank regarding the title of the property and said P.S.Associates, thr• its Partners, Shri Pravin Sahebrao Mahalle & Shri Subhash Gulabchand Agrawal is not intending to avail loan facility for the construction of the said scheme from the bank or any other financial institution and I further certify that — 2. I have examined the documents in detail, taking into account all the Guidelines in the checklist vide Annexure B and the other relevant factors. 3. I confirm having made a search in the Land/ Revenue records. I also confirm having verified and checked the records of the relevant Government Offices,/Sub- Registrar(s) Office(s), Revenue Records, Municipal/Panchayat Office, Land Acquisition Office, Registrar of Companies Office, Wakf Board (wherever applicable). I do not find anything adverse which would prevent the Title Holders from creating a valid Mortgage. I am liable /responsible, if any loss is caused to the Bank due to negligence on my part or by my agent in making search. 4. Following scrutiny of Land Records/ Revenue Records, relative Title Deeds, certified copies ofsuch title deeds obtained from the concerned registrar office and encumbrance certificate (EC), I hereby certify the genuineness of the Title Deeds. Suspicious/ Doubt, if any, has been clarified by making necessary enquiries. 5. There are no prior Mortgage/Charges/encumbrances whatsoever, as could be seen from the encumbrance Certificate for the period 1991 to 2020 pertaining to the Immovable Property covered by above said Title Deeds. The property is free from all encumbrances. 6. In case of second/subsequent charge in favour of the Bank, there are no other mortgages/charges other than already stated in the Loan documents and agreed to by the Mortgagor and the Bank (Delete, whichever is inapplicable). Not applicable. Ph. 0721-2663232 P. U. Deshmukh M.: 99756 09717 Advocate Regd. No. MH-185 / 1980 OFFICE : Near Dr. Belsare's Hospital, Khaparde Garden, Camp, AMRAVATI Ref. No 18 Date • 7. Minor/(s) and his/their interest in the to the extent of (Specify the share of the minor with name). (Strike out if not applicable) Not applicable. 8. If any intending purchaser wants to purchase any flats from the proposed scheme Mahalaxmi Apartment-8 owned by Smt.Nirmala Ramkrishnarao Sarode, Shri Rahul Ramkrishnarao Sarode, Shri Umesh Ramkrishnarao Sarode, Sau.Deepika Govindrao Karde & Sau.Ramakanta Ramdas Navrange, through their Developer & POA holder P.S.Associates, through its Partners, Shri Pravin Sahebrao Mahalle & Shri Subhash Gulabchand Agrawal, then the proposed borrower will get clear and marketable title of the property. 9. I certify that Smt.Nirmala Ramkrishnarao Sarode, Shri Rahul Ramkrishnarao Sarode, Shri Umesh Ramkrishnaraw Sarode, Sau.Deepika Govindrao Karde & Sau.Ramakanta Ramdas Navrange have an absolute clear and marketable title over the schedule property. I further certify that the above title deeds are genuine and a valid mortgage can be created and the said mortgage would be enforceable. 10. There are no legal impediments for creation of the equitable mortgage under any applicable Law/Rules in force.. 11. It is certified that the property is SARFAESI compliant. Description of Propertv "Layout converted plot No. 1, admeasuring 473.97 sq.mtrs. (5099.91 sq.ft.) from field survey No.4/2 of Mouje Shegaon, Pragane Nandgaon Peth, Tq. & Distt. Amravati, convertedas per Rev.Case No.NAP-34/Shegaon-71/1981-82 situated within the limits of Amravati Municipal Corporation, which is bounded as under:- Towards East: Road; Towards West: Plot No.2; Towards North: Road; Towards South: Another's layout." Thanking you, Signature the Advoca Date: 26/3/2020 Place: Amravati (P.U.Deshmukh), Advocate